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Retirement Planning

Oak Advisory specialises in all aspects of retirement planning, including:

  • Creating a comprehensive financial plan for the lead up to your retirement
  • Showing you how much you will be able to safely spend in retirement
  • Optimising your income in retirement
  • Optimising your superannuation




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Retirement Advice Perth

At Oak advisory, we have one focus and one focus only: retirement advice. In fact, our financial planners specifically specialise in providing the most comprehensive, professional and expert financial advice Perth has to offer.

Our area of expertise is providing advice to people who are approaching retirement, are in retirement, or those people who are worried they might leave things too late. Generally, this means people in their 50’s and early 60’s. However, we work with a wide range of people at various points of their lives, looking to make the most of their retirement funds.

In fact, to our knowledge, we are the only financial advisers in Perth that specialise exclusively in providing retirement planning Perth services. The Oak Advisory commitment to helping others and passion for comprehensive planning means we deliver exceptional retirement advice and financial planning for a wide range of clientele.

The Oak Advisory Difference

Oak Advisory are an independent practising financial advisory in Perth. Our services in preparing for retirement in Australia are entirely independent; this means that we do not take commissions, kickbacks, referral fees or brokerage, or any other nasty things that have given financial planning a bad name.

In fact, we were one of the earliest firms in Perth to adopt this approach and one of the only firms to do it from day one. We have always been independent, and we will continue to provide independent, personalised, exceptional financial and retirement planning advice that prioritises both the circumstances and best interests of each client.

So, while there are a handful of financial advisers in Perth who are independent, to our knowledge, we are the only firm that specialises exclusively in retirement advice and is entirely independent of outside influence or incentive.

We believe that we can provide much higher advice quality by specialising in one area of advice than focusing on many advice areas and splitting our time across different aspects of financial planning. Similarly to how you wouldn’t visit your local GP for heart surgery, and you wouldn’t go to the Emergency Department at Fiona Stanley with a mild cold. We prioritise quality on one aspect of financial planning; ensuring that we cover all aspects of retirement financial preparation and planning.

Do You Need Help with Retirement Planning Perth?

If you’re looking for help with retirement planning and preparation, you’ve come to the right place. Planning for retirement can be incredibly daunting. Research reveals that only 44% of Australians over the age of 40 feel prepared for their retirement. Now that we’re living longer than ever, older Australians must begin to take the importance of retirement planning seriously.

Oak Advisory here to bridge the gap between your current position and where you’d like to be; creating a comprehensive financial plan that will lead up to your retirement.

As is the way with any new chapter of life, planning goes a long way in ensuring you’re well-prepared for what’s to come. Oak Advisory start all retirement preparation by closely assessing your retirement goals and how long you have to meet them. We’ll break down how much you need to save to finalise your dream retirement, and how you can optimise your current income and retirement savings to ensure you’re well equipped for a comfortable, stress-free transition into retirement.

Having a fool-proof, comprehensive plan for your retirement arrangements is the key to a successful move into your golden years. Time is of the essence – the sooner you can prepare and set your retirement plan in place, the better. Leaving your retirement plans to the last minute will prevent you from living out your long-coveted retirement dreams. That’s why we’re so passionate about the importance of quality, valuable financial advice and planning for retirement in Australia.

We help a broad scope of clients across Western Australia with our expert retirement planning Perth services. Regardless of your financial circumstances, we’re here to help you optimise and get the most out of your retirement fund.

Preparing for Retirement Australia

Perth is the ideal place to retire. Saturated in natural beauty and year-round sunshine, it’s no wonder that you’re looking for retirement advice in Perth. Even if you plan on going somewhere a little more rural, we can help by providing secure, thorough and mapped out plans that will steer you in the direction of financial security during retirement. A large component of our financial advice Perth offerings is helping you to determine how you’d like to spend your days are a retiree. From there, we’ll do all of the leg work in breaking down how you can achieve these goals in with your current financial situation.

Oak Advisory will help you understand the amount you need to budget for each year of your retirement and provide a strategy to ensure you have the support necessary for a comfortable retirement. Working with a diverse portfolio of clientele, we discuss and plan for every aspect of retirement preparation in Perth.

Our friendly, experienced and highly knowledgeable financial planners will take the time to understand your current situation and where you’d like to be when retired. Here are the main points that we cover during a retirement advice Perth consultation:

• The age at which you plan on retiring
• How much money you require for retirement
• Your current financial situation
• The activities and plans that you have for retirement
• Accessing your superannuation
• Government retirement entitlements
• Any owing debt
• Estate planning

Whether you plan on retiring and staying put or transitioning into a completely different lifestyle, we’ll do what we need to do to get your retirement planning on track with our exceptional services in Perth. Our financial planning Perth services include the research, comparisons, and in-depth explanations into each the options that will necessitate a confident transition into retirement.

As an independent retirement advice Perth consultancy, we’re able to provide honest, transparent and expert advice on what you can do to increase the size of your nest egg. We’re not backed by any of the big financial companies, and there is no incentive for our advice; other than the knowledge that we’re able to support a high quality of life.

Working with Expert Financial Advisors

Working with Oak Advisory means relying on a team of financial experts for your retirement financial planning in Perth. A little planning can go a long way, and Oak Advisory are here to ensure that everything you need for a comfortable, thought-out retirement is sorted long before it needs to be.

By specialising in the field of retirement advice Perth, our consultants are some of the most well-versed, knowledgeable and forward-thinking retirement experts in Western Australia. Our breadth of experience in the industry of financial planning, combined with our passion for helping older Australians plan the retirement of their dreams, allows us to deliver unparalleled expert advice and retirement planning Perth services.

Some of the most common questions and queries that our retirement advice Perth services can answer for include:

  • Is my super fund appropriate for me?
  • We are worried we will run out of money in retirement.
  • We have paid off the mortgage and want to know what to do next.
  • Will I have enough to retire?
  • When can I retire?
  • I think I should be investing, but I am uncertain about how to do it.
  • We just want to ensure we are doing the right thing with our finances.
  • I have read that $60,000 a year is what you need for a comfortable retirement, but I’m not sure if this is right for me.
  • I have been made redundant and am not sure whether I can retire yet.
  • I’m concerned the fees I’m paying are too high.
  • I have a feeling I’m paying high fees, but I’m not sure.
  • Does a financial retirement advice Perth specialist cost more?

We can answer this one right away: Absolutely not. As a good rule of thumb, our retirement advice will cost you somewhere between $1,500-$4,000, depending on your situation’s complexity. By specialising, we can provide higher quality advice while gaining efficiencies to keep our financial advice fees incredibly competitive.

However, we’re also not the cheapest financial advisers around (nor would you want us to be!). Providing high-quality retirement advice can take a substantial amount of time, and with the stakes so high, it is imperative to get it right.

We understand that choosing a financial adviser is difficult, and the potential fees can add to this stress. As such, our initial meetings will come at no cost to you and are free from any obligations. After our initial meeting, we’ll provide you with a quote for all of our fees and then let you decide how you’d like to proceed. As we said earlier, we are an independent financial planner in Perth. So, the only incentive that will drive our advice is your best interest.

Plan Your Dream Retirement Today

Are you looking to take early retirement, create a significant travel budget or set aside funds to help pay for your grandchildren’s education? Or simply wanting to know if you’re on track to retire comfortably? Whatever your dream may be, our retirement planning Perth experts at Oak Advisory can research and advise you on the best options to ensure your retirement planning results in everything you had hoped for and more.

A key component of our approach to financial advisory is to provide clients with options instead of influencing them to take a specific direction. To us, retirement planning is about creating freedom of choice and highlighting multiple pathways to a comfortable and financially secure retirement. We want to help you plan your retirement, and we want to make sure you feel confident in the direction you take with our retirement advice Perth offerings.

To receive retirement planning advice from an independent, local advisor right here in Perth, contact the Oak Advisory team today. You can inquire about a retirement advice Perth consultation online or contact our friendly team on 08 6424 8295.


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